Adaptable. Adjustable. Accessible. Our risk services ensure that all our solutions are tailored to meet your needs.
Adaptable. Adjustable. Accessible. Our risk services ensure that all our solutions are tailored to meet your needs.
At VNAS Risk, we evaluate whether a captive is the right fit for your business through detailed analysis, including financial modeling, risk assessment, and strategic alignment. Each feasibility study comes with a full business plan to support decision-making and licensing.
As part of our risk services, VNAS manages the entire licensing process, from application preparation to regulator communication. With strong relationships across U.S. domiciles, we streamline approvals and ensure compliance from day one.
At VNAS Risk, we help design captive-issued policies that truly reflect your real-world risks, rather than relying on generic templates. Our team collaborates with actuaries and legal counsel to ensure that the policies are customized, compliant, and priced appropriately, providing you with tailored solutions through our years of expertise.
VNAS works to determine fair, defensible premium rates. We also support allocation across entities or locations, ensuring your captive is properly funded and optimized for long-term success.
From intake to resolution, VNAS manages the full claims lifecycle. Our hands-on approach ensures timely responses, accurate reserving, and clear communication between VNAS, legal counsel, and captive stakeholders.
At VNAS Risk, we provide accurate, timely financial statements and regulatory filings, and coordinate independent audits and actuarial certifications. Our transparent reporting gives you the clarity and insight needed to manage your captive effectively.
Robert (“Bob”) Barker is a seasoned leader in the captive insurance industry, with over 20 years of hands-on experience in designing, managing, and optimizing alternative risk structures for clients across a range of sectors. Throughout his career, Bob has been instrumental in helping business owners reimagine their approach to risk, tran
Robert (“Bob”) Barker is a seasoned leader in the captive insurance industry, with over 20 years of hands-on experience in designing, managing, and optimizing alternative risk structures for clients across a range of sectors. Throughout his career, Bob has been instrumental in helping business owners reimagine their approach to risk, transforming traditional insurance spend into powerful tools for protection, profit, and long-term success.
As Managing Director of VNAS, Bob oversees a team of professionals who deliver full-service captive management, coordinating legal, actuarial, accounting, tax, and claims services, while ensuring ongoing compliance with regulatory requirements in key domiciles including Utah, Tennessee, Kentucky, and the British Virgin Islands. His meticulous approach to oversight and provider management gives clients confidence that every aspect of their captive is strategically aligned and expertly executed.
Bob’s expertise lies in identifying bespoke solutions that allow clients to address uncovered exposures, reduce commercial and healthcare costs, and recapture value from external programs such as warranties. Whether serving automotive, healthcare, manufacturing, or retail and consumer facing clients, Bob brings deep knowledge and a hands-on style that ensures risk is not only mitigated, but used as a driver for business advantage.
With a reputation for precision, foresight, and unwavering client focus, Bob is committed to setting his clients up for enduring stability and profitability, safeguarding their operations through thoughtfully structured and expertly managed captives.
With over two decades in the field, Bob is also extremely well connected across the captive insurance industry—allowing him to quickly navigate regulatory landscapes, collaborate with top service providers, and keep clients ahead of emerging trends.
Beyond the office, Bob is a devoted father and grandfather who enjoys traveling and spending time with his family. He is also an active member of his local community, starting each day with a personal mission to improve his surroundings, you can find him out litter picking every morning in his neighborhood, as part of his continued commitment to giving back.
Alana Cowan brings over 20 years of cross-industry experience spanning business development, operational leadership, and client growth strategy.
She began her career at JCDecaux, one of the world’s leading outdoor advertising firms, where she supported the management and expansion of major accounts including Warner Brothers, Mercedes-Benz
Alana Cowan brings over 20 years of cross-industry experience spanning business development, operational leadership, and client growth strategy.
She began her career at JCDecaux, one of the world’s leading outdoor advertising firms, where she supported the management and expansion of major accounts including Warner Brothers, Mercedes-Benz, and Coca-Cola.
With a strong foundation in client servicing and commercial development, Alana transitioned into the legal sector, joining the world’s leading global shipping law firm. There, she managed high-value relationships with many of the London insurance market’s key players, worked alongside international P&I Clubs, and oversaw the operations of a shipping correspondent business.
After more than a decade in maritime law, Alana joined U.S. law firm Squire Patton Boggs, where she led client engagement initiatives and internal growth programs, enhancing both the client experience and professional development across the business.
Alana’s professional strengths are grounded not only in strategic thinking and operational oversight but also in communication. With a passion for writing and a background in journalism, she previously held editorial internships and weekend roles at The Sunday Telegraph, experiences that sharpened her ability to craft compelling narratives and articulate value clearly to a broad range of stakeholders.
Now consulting in the insurance space, Alana supports VNAS in navigating complex risk environments, helping them structure strategies that align business operations with long-term profitability.
She has a particular interest in global economics, is an avid tennis player, loves to ski and enjoys discovering new cultures through travel.
Chris Goeke serves as Director of Accounting at VNAS, bringing over 35 years of experience in accounting and financial management across multiple industries, including wholesale distribution and captive insurance. Chris graduated from Miami University with a degree in Finance and Management. For more than two decades, he held leadership r
Chris Goeke serves as Director of Accounting at VNAS, bringing over 35 years of experience in accounting and financial management across multiple industries, including wholesale distribution and captive insurance. Chris graduated from Miami University with a degree in Finance and Management. For more than two decades, he held leadership roles in the wholesale auto parts industry, including Purchasing Manager, Assistant Controller, and Controller, overseeing financial operations for a business with over 70 locations and $200 million in revenue. His firsthand experience working inside operating companies gives Chris a unique perspective on how captives can support, strengthen, and transform traditional business models, and he understands exactly where and how a captive can drive value, particularly since he was there when the company became one of the first VNAS captive clients. For the past seven years, Chris has focused exclusively on captive insurance. His transition to VNAS was a natural move, allowing him to bring his financial expertise and operational continuity with him. At VNAS, Chris oversees the financial operations of client captives, ensuring accurate reporting, audit readiness, regulatory compliance, and strong reserve management across multiple domiciles. His methodical, detail-driven approach is backed by decades of practical experience, making him a trusted resource for both clients and colleagues. With a rare combination of corporate financial leadership and specialized captive expertise, Chris brings stability, insight, and integrity to every engagement. Outside of the office, Chris is a passionate bowler, with several perfect 300 games to his name, and a proud father of two daughters. He enjoys spending time with his family, good competition, and the satisfaction of a well-earned strike.
Brad Barker is the Director of Compliance and Treasury at VNAS Risk, where he oversees all regulatory filings, financial controls, and treasury operations across the firm's multi-domicile captive portfolio. A lifelong Cincinnati, Ohio resident and graduate of Xavier University with a degree in Accounting, Brad brings a strong financial fo
Brad Barker is the Director of Compliance and Treasury at VNAS Risk, where he oversees all regulatory filings, financial controls, and treasury operations across the firm's multi-domicile captive portfolio. A lifelong Cincinnati, Ohio resident and graduate of Xavier University with a degree in Accounting, Brad brings a strong financial foundation combined with a disciplined, detail-oriented approach to compliance and risk governance. Brad is responsible for ensuring that all client captives adhere to domicile-specific regulatory requirements, maintaining alignment with evolving industry standards. His work includes financial coordination, cash flow, oversight, banking relationships, and ensuring that all captives under VNAS management operate with fiscal integrity and transparency. In addition to his role in the insurance sector, Brad brings a unique entrepreneurial perspective to VNAS. For over a decade, he has independently managed the growth, development, and ongoing operations of a thoroughbred equine breeding and racing farm. Touching every aspect of a fledgling business in such a diverse, hard work-driven industry has given Brad the skills to maintain strong professional relationships with clients and providers from a wide range of industries and backgrounds. Brad's dual experience in financial compliance and the high-stakes world of thoroughbred racing has shaped his sharp instincts for risk, reward, and operational precision. At VNAS, he combines his knowledge of regulatory frameworks with real-world business ownership to help clients build well-structured captives that are both compliant and strategically sound. In his free time, Brad enjoys spending time with his horses as well as traveling to new places, hopefully meeting new Captive Clients along the way!
Allie Fletcher is the Business Development Manager at VNAS Captive, where she brings a passion for client service, operational efficiency, and strategic growth. With a career rooted in client-facing roles, Allie has consistently focused on building strong relationships and tailoring solutions to meet each client’s unique needs. Her profes
Allie Fletcher is the Business Development Manager at VNAS Captive, where she brings a passion for client service, operational efficiency, and strategic growth. With a career rooted in client-facing roles, Allie has consistently focused on building strong relationships and tailoring solutions to meet each client’s unique needs. Her professional journey began in the hospitality sector, where she managed multiple high-profile establishments across Chicago and Jupiter, Florida. She later transitioned to the health and wellness industry, leading client engagement and growth for Orangetheory Fitness studios in Jupiter. A certified personal trainer, Allie thrives when working one-on-one with clients to help them reach their goals, an approach that continues to define her professional ethos. Before joining VNAS, Allie served as the head of business development and operations for a regional facilities service business, where she successfully managed a large client base. Her hands-on approach, attention to detail, and strong communication skills made her a trusted partner to both clients and teams. Now at VNAS Captive, Allie applies her client-first mindset to the world of captive insurance, supporting businesses as they navigate alternative risk solutions through contributing to VNAS’s mission of delivering tailored, sustainable strategies that drive long-term success. Outside of work, Allie loves to travel and explore new cuisines. Having previously lived in London, she brings a global perspective to both her work and her adventures. She also enjoys relaxing at the beach and watching sports with her three sons.
To learn more about MLCo, our affiliated CPA firm that provides tax services for our captives, please visit their website: www.ml-co.com
