Policies

Once your captive is licensed, the next step is drafting and issuing the insurance policies the captive will underwrite. 

At VNAS, we work closely with you to ensure the policies issued by the captive are aligned with your actual business risks - not just off-the-shelf coverage. Whether you are insuring property & casualty, workers' compensation, general liability, medical stop-loss, or more specialized risks, we help structure policies that are both actuarially sound and tailored to your operational needs. 

We ensure that every policy issued by the captive is:

• Properly priced based on underwriting and actuarial analysis
• Aligned with the commercial policies in force
• Compliant with regulatory and domicile-specific requirements
• Designed to support long-term risk management and reserve strategies

We collaborate with actuaries, underwriters and your internal teams to ensure clarity and cohesion across your insurance program. As a boutique firm, we pride ourselves on our personal approach, getting to know your business in depth so we can help design coverage that reflects your real-world exposures. 

At VNAS, we don't just issue policies, we help you write your own rules for smarter, more strategic risk financing.